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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Bottineau, ND · FDIC certificate #3902
FIRST NB&T CO OF BOTTINEAU is an FDIC-insured institution based in Bottineau, ND (FDIC certificate #3902). In its Q3 2026 Call Report it reported total assets of $170M, total deposits of $145M and net loans of $89M. Its primary federal regulator is OCC.
Reported facts
FIRST NB&T CO OF BOTTINEAU (FDIC certificate #3902) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $170M |
|---|---|
| Total deposits | $145M |
| Net loans and leases | $89M |
| Return on assets | 1.41% |
| Return on equity | 10.56% |
| Net interest margin | 3.95% |
| Quarterly asset change | -3.59% |
| Quarterly deposit change | -4.24% |
Plain-language readout
FIRST NB&T CO OF BOTTINEAU in Bottineau, ND reported total assets of $170M, total deposits of $145M and net loans of $89M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.41%, a return on equity of 10.56%, a net interest margin of 3.95%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $170M | $145M | $89M | 1.41% | 10.56% | 3.95% |
| Q2 2026 | $176M | $151M | $83M | 1.29% | 9.71% | 3.84% |
| Q1 2026 | $180M | $155M | $78M | 1.35% | 10.16% | 3.75% |
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