Regulatory profile
Philip, SD · FDIC certificate #3999
FIRST NB IN PHILIP is an FDIC-insured institution based in Philip, SD (FDIC certificate #3999). In its Q3 2026 Call Report it reported total assets of $453M, total deposits of $397M and net loans of $280M. Its primary federal regulator is OCC.
Plain-language readout
FIRST NB IN PHILIP has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $466M in Q1 2026 and were lowest at $453M in Q3 2026.
Total deposits were highest at $409M in Q1 2026 and lowest at $397M in Q3 2026.
Over the whole period total assets fell 2.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $453M | $397M | $280M | 2.27% | 20.97% | 3.55% |
| Q2 2026 | $458M | $401M | $277M | 2.15% | 19.97% | 3.47% |
| Q1 2026 | $466M | $409M | $270M | 2.27% | 21.59% | 3.43% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $453M | $397M | $280M | 2.27% | 20.97% | 3.55% |
| 2026-06-30 | $458M | $401M | $277M | 2.15% | 19.97% | 3.47% |
| 2026-03-31 | $466M | $409M | $270M | 2.27% | 21.59% | 3.43% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| SD | $352.9M | 0.04% | 27 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.