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Regulatory profile
East Lansing, MI · FDIC certificate #17438 · RSSD 413141
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $6.8B | $3.9B | $6.2B | 2.79% | 34.72% | 4.86% |
| 2026-03-31 | $6.8B | $3.8B | $6.2B | 2.71% | 33.85% | 4.82% |
| 2025-12-31 | $6.7B | $3.8B | $6.1B | 2.94% | 36.23% | 4.86% |
| 2025-09-30 | $6.6B | $3.8B | $6.0B | 2.92% | 35.97% | 4.86% |
| 2025-06-30 | $6.4B | $3.7B | $5.9B | 3.02% | 36.98% | 4.85% |
| 2025-03-31 | $6.4B | $3.7B | $5.8B | 3.27% | 40.15% | 4.86% |
| 2024-12-31 | $6.3B | $3.7B | $5.8B | 2.95% | 35.35% | 4.85% |
| 2024-09-30 | $6.1B | $3.6B | $5.6B | 2.94% | 34.78% | 4.86% |
| 2024-06-30 | $6.0B | $3.5B | $5.4B | 2.90% | 34.41% | 4.88% |
| 2024-03-31 | $5.8B | $3.4B | $5.3B | 2.82% | 33.95% | 4.85% |
| 2023-12-31 | $5.6B | $3.3B | $5.1B | 2.63% | 31.71% | 4.93% |
| 2023-09-30 | $5.3B | $3.1B | $4.8B | 2.67% | 31.97% | 4.96% |
| 2023-06-30 | $5.0B | $3.0B | $4.6B | 2.75% | 32.71% | 5.03% |
| 2023-03-31 | $4.8B | $2.9B | $4.4B | 2.72% | 32.55% | 5.04% |
| 2022-12-31 | $4.6B | $2.8B | $4.2B | 3.22% | 37.84% | 5.90% |
| 2022-09-30 | $4.2B | $2.7B | $3.9B | 3.37% | 39.30% | 6.12% |
| 2022-06-30 | $3.8B | $2.4B | $3.5B | 3.48% | 39.90% | 6.25% |
| 2022-03-31 | $3.5B | $2.2B | $3.2B | 3.65% | 40.68% | 6.38% |
| 2021-12-31 | $3.3B | $2.2B | $3.0B | 3.74% | 37.93% | 6.48% |
| 2021-09-30 | $3.2B | $2.0B | $2.9B | 3.82% | 37.86% | 6.43% |
| 2021-06-30 | $3.1B | $2.0B | $2.8B | 3.87% | 37.76% | 6.38% |
| 2021-03-31 | $3.0B | $1.9B | $2.7B | 3.53% | 35.18% | 6.30% |
| 2020-12-31 | $3.0B | $1.9B | $2.7B | 2.94% | 31.14% | 5.77% |
| 2020-09-30 | $2.8B | $1.8B | $2.6B | 2.81% | 30.07% | 5.64% |
| 2020-06-30 | $2.7B | $1.7B | $2.5B | 2.62% | 28.39% | 5.44% |
| 2020-03-31 | $2.7B | $1.7B | $2.4B | 2.53% | 27.70% | 5.38% |
| 2019-12-31 | $2.5B | $1.6B | $2.3B | 2.54% | 28.22% | 5.59% |
| 2019-09-30 | $2.3B | $1.5B | $2.1B | 2.48% | 27.74% | 5.58% |
| 2019-06-30 | $2.2B | $1.4B | $2.0B | 2.42% | 27.25% | 5.56% |
| 2019-03-31 | $2.0B | $1.3B | $1.8B | 2.40% | 27.70% | 5.58% |
| 2018-12-31 | $1.8B | $1.1B | $1.6B | 2.45% | 27.37% | 6.06% |
| 2018-09-30 | $1.7B | $1.1B | $1.5B | 2.71% | 30.03% | 6.23% |
| 2018-06-30 | $1.6B | $1.0B | $1.4B | 2.77% | 30.55% | 6.33% |
| 2018-03-31 | $1.5B | $1.0B | $1.3B | 2.77% | 30.36% | 6.40% |
| 2017-12-31 | $1.4B | $1.0B | $1.2B | 2.23% | 23.62% | 6.87% |
| 2017-09-30 | $1.3B | $1.0B | $1.2B | 2.63% | 27.69% | 6.98% |
| 2017-06-30 | $1.2B | $1.0B | $1.1B | 2.68% | 28.56% | 7.05% |
| 2017-03-31 | $1.2B | $0.9B | $1.1B | 2.46% | 26.57% | 6.78% |
| 2016-12-31 | $1.1B | $0.8B | $1.0B | 2.42% | 24.70% | 7.11% |
| 2016-09-30 | $1.0B | $0.8B | $0.9B | 2.39% | 24.05% | 6.96% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1206313 · 1981-12-10 to current
Unmatched RSSD entityRSSD 1199714 · 1973-12-31 to 1976-09-29
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.