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Regulatory profile
FDIC certificate #3325 · RSSD 369659
FIRST NB OF CENTRAL TEXAS is an FDIC-insured institution (FDIC certificate #3325). In its Q2 2026 Call Report it reported total assets of $1.8B, total deposits of $1.6B and net loans of $1.4B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST NB OF CENTRAL TEXAS from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 14.55% |
|---|---|
| Equity to assets | 10.77% |
| Noncurrent loans ratio | 0.10% |
| Nonaccrual loans ratio | 0.06% |
| Loan to deposit ratio | 88.86% |
| Liquid assets ratio | 18.63% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.6B |
| Net loans and leases | $1.4B |