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Regulatory profile
Waco, TX · FDIC certificate #3325 · RSSD 369659
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.8B | $1.6B | $1.4B | 2.55% | 22.60% | 4.47% |
| 2026-03-31 | $1.7B | $1.5B | $1.3B | 2.55% | 22.00% | 4.41% |
| 2025-12-31 | $1.6B | $1.4B | $1.3B | 2.54% | 21.83% | 4.40% |
| 2025-09-30 | $1.6B | $1.4B | $1.2B | 2.50% | 21.48% | 4.31% |
| 2025-06-30 | $1.6B | $1.4B | $1.2B | 2.44% | 21.09% | 4.26% |
| 2025-03-31 | $1.5B | $1.3B | $1.2B | 2.31% | 19.88% | 4.09% |
| 2024-12-31 | $1.6B | $1.4B | $1.2B | 2.32% | 22.51% | 3.99% |
| 2024-09-30 | $1.6B | $1.4B | $1.1B | 2.35% | 23.44% | 3.90% |
| 2024-06-30 | $1.6B | $1.3B | $1.2B | 2.44% | 24.95% | 3.90% |
| 2024-03-31 | $1.6B | $1.3B | $1.1B | 2.48% | 26.08% | 3.88% |
| 2023-12-31 | $1.6B | $1.3B | $1.2B | 2.37% | 28.52% | 4.14% |
| 2023-09-30 | $1.6B | $1.3B | $1.1B | 2.38% | 29.18% | 4.11% |
| 2023-06-30 | $1.4B | $1.2B | $1.2B | 2.44% | 29.85% | 4.19% |
| 2023-03-31 | $1.4B | $1.2B | $1.1B | 2.51% | 30.07% | 4.18% |
| 2022-12-31 | $1.3B | $1.2B | $1.1B | 2.04% | 26.07% | 3.73% |
| 2022-09-30 | $1.3B | $1.2B | $1.0B | 2.00% | 26.05% | 3.51% |
| 2022-06-30 | $1.3B | $1.2B | $1.0B | 1.86% | 23.76% | 3.31% |
| 2022-03-31 | $1.3B | $1.2B | $0.9B | 1.78% | 21.94% | 3.14% |
| 2021-12-31 | $1.3B | $1.2B | $0.9B | 1.62% | 19.01% | 3.14% |
| 2021-09-30 | $1.2B | $1.1B | $0.8B | 1.94% | 22.54% | 3.14% |
| 2021-06-30 | $1.2B | $1.0B | $0.8B | 2.07% | 23.77% | 3.13% |
| 2021-03-31 | $1.2B | $1.0B | $0.8B | 2.35% | 26.88% | 3.09% |
| 2020-12-31 | $1.1B | $1.0B | $0.8B | 1.97% | 21.81% | 3.81% |
| 2020-09-30 | $1.0B | $0.9B | $0.8B | 1.74% | 19.15% | 4.01% |
| 2020-06-30 | $1.1B | $0.9B | $0.8B | 1.54% | 16.72% | 4.08% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2348274 · 2010-01-01 to current
Unmatched RSSD entityRSSD 2341640 · 1995-11-01 to 2009-12-31
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.