Regulatory profile
Clarksdale, MS · FDIC certificate #19070
FIRST NB OF CLARKSDALE is an FDIC-insured institution based in Clarksdale, MS (FDIC certificate #19070). In its Q3 2026 Call Report it reported total assets of $396M, total deposits of $341M and net loans of $258M. Its primary federal regulator is OCC.
Reported facts
FIRST NB OF CLARKSDALE (FDIC certificate #19070) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $396M |
|---|---|
| Total deposits | $341M |
| Net loans and leases | $258M |
| Return on assets | 0.92% |
| Return on equity | 9.10% |
| Net interest margin | 3.77% |
| Quarterly asset change | 2.51% |
| Quarterly deposit change | -0.27% |
Plain-language readout
FIRST NB OF CLARKSDALE in Clarksdale, MS reported total assets of $396M, total deposits of $341M and net loans of $258M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.92%, a return on equity of 9.10%, a net interest margin of 3.77%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $396M | $341M | $258M | 0.92% | 9.10% | 3.77% |
| Q2 2026 | $386M | $342M | $247M | 0.75% | 7.41% | 3.45% |
| Q1 2026 | $393M | $350M | $242M | 0.88% | 8.81% | 3.35% |
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