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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Clarksdale, MS · FDIC certificate #19070
FIRST NB OF CLARKSDALE is an FDIC-insured institution based in Clarksdale, MS (FDIC certificate #19070). In its Q3 2026 Call Report it reported total assets of $396M, total deposits of $341M and net loans of $258M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST NB OF CLARKSDALE from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $341M |
|---|---|
| Net loans and leases | $258M |
Plain-language readout
FIRST NB OF CLARKSDALE in Clarksdale, MS funds its loans with $341M of deposits and holds $258M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST NB OF CLARKSDALE in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 75.63% in Q3 2026, against 69.01% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $258M | $341M | 75.63% |
| Q2 2026 | $247M | $342M | 72.10% |
| Q1 2026 | $242M | $350M | 69.01% |