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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,255,160 | 1,045,805 | 774,632 | 1.44 | 11.03 | 3.74 |
| 2016-06-30 | 1,248,998 | 1,066,753 | 785,184 | 1.45 | 11.22 | 3.80 |
| 2016-09-30 | 1,259,061 | 1,073,171 | 797,208 | 1.43 | 11.05 | 3.77 |
| 2016-12-31 | 1,252,494 | 1,072,693 | 807,008 | 1.36 | 10.53 | 3.77 |
| 2017-03-31 | 1,289,387 | 1,102,643 | 812,873 | 1.51 | 11.90 | 3.79 |
| 2017-06-30 | 1,278,874 | 1,096,677 | 857,404 | 1.65 | 13.05 | 3.89 |
| 2017-09-30 | 1,285,704 | 1,102,880 | 864,664 | 1.68 | 13.23 | 4.00 |
| 2017-12-31 | 1,306,749 | 1,125,665 | 848,478 | 1.71 | 13.54 | 4.09 |
| 2018-03-31 | 1,322,790 | 1,133,709 | 882,706 | 2.04 | 16.23 | 4.22 |
| 2018-06-30 | 1,305,734 | 1,126,809 | 909,042 | 2.01 | 16.03 | 4.23 |
| 2018-09-30 | 1,305,585 | 1,126,963 | 906,076 | 2.02 | 16.16 | 4.27 |
| 2018-12-31 | 1,352,936 | 1,173,790 | 916,745 | 1.98 | 15.92 | 4.26 |
| 2019-03-31 | 1,325,057 | 1,140,161 | 949,069 | 1.92 | 15.37 | 4.26 |
| 2019-06-30 | 1,354,931 | 1,169,309 | 923,296 | 1.84 | 14.72 | 4.28 |
| 2019-09-30 | 1,375,868 | 1,191,005 | 905,942 | 1.86 | 14.93 | 4.29 |
| 2019-12-31 | 1,353,866 | 1,170,473 | 983,367 | 1.84 | 14.80 | 4.28 |
| 2020-03-31 | 1,467,184 | 1,217,931 | 1,061,110 | 1.69 | 13.95 | 4.09 |
| 2020-06-30 | 1,762,308 | 1,414,599 | 1,151,735 | 1.35 | 12.02 | 3.72 |
| 2020-09-30 | 1,766,072 | 1,414,876 | 1,108,293 | 1.45 | 13.30 | 3.58 |
| 2020-12-31 | 1,780,316 | 1,465,943 | 1,110,484 | 1.49 | 13.97 | 3.56 |
| 2021-03-31 | 1,800,042 | 1,546,072 | 1,122,279 | 1.58 | 15.96 | 3.43 |
| 2021-06-30 | 1,792,485 | 1,554,168 | 1,120,512 | 1.57 | 15.95 | 3.32 |
| 2021-09-30 | 1,824,627 | 1,566,671 | 1,092,496 | 1.70 | 17.17 | 3.35 |
| 2021-12-31 | 1,898,968 | 1,642,697 | 1,021,285 | 1.55 | 15.70 | 3.28 |
| 2022-03-31 | 1,875,559 | 1,662,128 | 1,006,628 | 1.02 | 10.40 | 2.87 |
| 2022-06-30 | 1,907,214 | 1,689,119 | 1,007,599 | 1.41 | 14.26 | 3.19 |
| 2022-09-30 | 1,917,373 | 1,698,151 | 1,063,528 | 1.47 | 14.80 | 3.49 |
| 2022-12-31 | 2,203,969 | 1,938,209 | 1,326,659 | 1.30 | 12.48 | 3.58 |
| 2023-03-31 | 2,221,997 | 1,893,333 | 1,341,431 | 1.49 | 13.62 | 3.92 |
| 2023-06-30 | 2,165,864 | 1,837,798 | 1,358,502 | 1.44 | 13.00 | 3.94 |
| 2023-09-30 | 2,138,404 | 1,801,589 | 1,383,981 | 1.52 | 13.51 | 4.00 |
| 2023-12-31 | 2,144,789 | 1,806,819 | 1,429,562 | 1.48 | 12.96 | 4.02 |
| 2024-03-31 | 2,139,644 | 1,847,420 | 1,445,855 | 1.68 | 13.94 | 4.03 |
| 2024-06-30 | 2,145,511 | 1,853,669 | 1,484,397 | 1.73 | 14.30 | 4.07 |
| 2024-09-30 | 2,153,652 | 1,849,640 | 1,499,430 | 1.72 | 14.06 | 4.11 |
| 2024-12-31 | 2,190,635 | 1,884,935 | 1,499,613 | 1.67 | 13.56 | 4.15 |
| 2025-03-31 | 2,229,127 | 1,909,968 | 1,520,131 | 1.92 | 14.95 | 4.23 |
| 2025-06-30 | 2,291,208 | 1,968,288 | 1,559,133 | 1.88 | 14.77 | 4.31 |
| 2025-09-30 | 2,264,899 | 1,931,764 | 1,539,957 | 1.85 | 14.39 | 4.38 |
| 2025-12-31 | 2,274,908 | 1,968,802 | 1,571,722 | 1.86 | 14.58 | 4.39 |
| 2026-03-31 | 2,297,413 | 1,992,828 | 1,573,618 | 2.01 | 16.22 | 4.51 |
| 2026-06-30 | 2,311,601 | 2,010,993 | 1,555,886 | 2.04 | 16.48 | 4.52 |
26 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-11-05 | 1 | 459354 | 397540 |
| 2014-02-08 | 1 | 428958 | 397540 |
| 2008-12-01 | 1 | 2356710 | 397540 |
| 1999-06-05 | 1 | 293549 | 397540 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.