Loading bank profile
Regulatory profile
Fort Smith, AR · FDIC certificate #3864 · RSSD 397540
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.3B | $2.0B | $1.6B | 2.04% | 16.48% | 4.52% |
| 2026-03-31 | $2.3B | $2.0B | $1.6B | 2.01% | 16.22% | 4.51% |
| 2025-12-31 | $2.3B | $2.0B | $1.6B | 1.86% | 14.58% | 4.39% |
| 2025-09-30 | $2.3B | $1.9B | $1.5B | 1.85% | 14.39% | 4.38% |
| 2025-06-30 | $2.3B | $2.0B | $1.6B | 1.88% | 14.77% | 4.31% |
| 2025-03-31 | $2.2B | $1.9B | $1.5B | 1.92% | 14.95% | 4.23% |
| 2024-12-31 | $2.2B | $1.9B | $1.5B | 1.67% | 13.56% | 4.15% |
| 2024-09-30 | $2.2B | $1.8B | $1.5B | 1.72% | 14.06% | 4.11% |
| 2024-06-30 | $2.1B | $1.9B | $1.5B | 1.73% | 14.30% | 4.07% |
| 2024-03-31 | $2.1B | $1.8B | $1.4B | 1.68% | 13.94% | 4.03% |
| 2023-12-31 | $2.1B | $1.8B | $1.4B | 1.48% | 12.96% | 4.02% |
| 2023-09-30 | $2.1B | $1.8B | $1.4B | 1.52% | 13.51% | 4.00% |
| 2023-06-30 | $2.2B | $1.8B | $1.4B | 1.44% | 13.00% | 3.94% |
| 2023-03-31 | $2.2B | $1.9B | $1.3B | 1.49% | 13.62% | 3.92% |
| 2022-12-31 | $2.2B | $1.9B | $1.3B | 1.30% | 12.48% | 3.58% |
| 2022-09-30 | $1.9B | $1.7B | $1.1B | 1.47% | 14.80% | 3.49% |
| 2022-06-30 | $1.9B | $1.7B | $1.0B | 1.41% | 14.26% | 3.19% |
| 2022-03-31 | $1.9B | $1.7B | $1.0B | 1.02% | 10.40% | 2.87% |
| 2021-12-31 | $1.9B | $1.6B | $1.0B | 1.55% | 15.70% | 3.28% |
| 2021-09-30 | $1.8B | $1.6B | $1.1B | 1.70% | 17.17% | 3.35% |
| 2021-06-30 | $1.8B | $1.6B | $1.1B | 1.57% | 15.95% | 3.32% |
| 2021-03-31 | $1.8B | $1.5B | $1.1B | 1.58% | 15.96% | 3.43% |
| 2020-12-31 | $1.8B | $1.5B | $1.1B | 1.49% | 13.97% | 3.56% |
| 2020-09-30 | $1.8B | $1.4B | $1.1B | 1.45% | 13.30% | 3.58% |
| 2020-06-30 | $1.8B | $1.4B | $1.2B | 1.35% | 12.02% | 3.72% |
| 2020-03-31 | $1.5B | $1.2B | $1.1B | 1.69% | 13.95% | 4.09% |
| 2019-12-31 | $1.4B | $1.2B | $1.0B | 1.84% | 14.80% | 4.28% |
| 2019-09-30 | $1.4B | $1.2B | $0.9B | 1.86% | 14.93% | 4.29% |
| 2019-06-30 | $1.4B | $1.2B | $0.9B | 1.84% | 14.72% | 4.28% |
| 2019-03-31 | $1.3B | $1.1B | $0.9B | 1.92% | 15.37% | 4.26% |
| 2018-12-31 | $1.4B | $1.2B | $0.9B | 1.98% | 15.92% | 4.26% |
| 2018-09-30 | $1.3B | $1.1B | $0.9B | 2.02% | 16.16% | 4.27% |
| 2018-06-30 | $1.3B | $1.1B | $0.9B | 2.01% | 16.03% | 4.23% |
| 2018-03-31 | $1.3B | $1.1B | $0.9B | 2.04% | 16.23% | 4.22% |
| 2017-12-31 | $1.3B | $1.1B | $0.8B | 1.71% | 13.54% | 4.09% |
| 2017-09-30 | $1.3B | $1.1B | $0.9B | 1.68% | 13.23% | 4.00% |
| 2017-06-30 | $1.3B | $1.1B | $0.9B | 1.65% | 13.05% | 3.89% |
| 2017-03-31 | $1.3B | $1.1B | $0.8B | 1.51% | 11.90% | 3.79% |
| 2016-12-31 | $1.3B | $1.1B | $0.8B | 1.36% | 10.53% | 3.77% |
| 2016-09-30 | $1.3B | $1.1B | $0.8B | 1.43% | 11.05% | 3.77% |
| 2016-06-30 | $1.2B | $1.1B | $0.8B | 1.45% | 11.22% | 3.80% |
| 2016-03-31 | $1.3B | $1.0B | $0.8B | 1.44% | 11.03% | 3.74% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1491360 · 1990-03-30 to current
2022-11-05RSSD 459354 → 397540 · code 1
2014-02-08RSSD 428958 → 397540 · code 1
2008-12-01RSSD 2356710 → 397540 · code 1
1999-06-05RSSD 293549 → 397540 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.