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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Gordon, NE · FDIC certificate #5410
FIRST NB OF GORDON is an FDIC-insured institution based in Gordon, NE (FDIC certificate #5410). In its Q3 2026 Call Report it reported total assets of $377M, total deposits of $331M and net loans of $120M. Its primary federal regulator is OCC.
Plain-language readout
FIRST NB OF GORDON has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $377M in Q3 2026 and were lowest at $358M in Q2 2026.
Total deposits were highest at $331M in Q3 2026 and lowest at $306M in Q2 2026.
Over the whole period total assets rose 1.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $377M | $331M | $120M | 2.69% | 20.29% | 4.45% |
| Q2 2026 | $358M | $306M | $114M | 2.73% | 19.85% | 4.50% |
| Q1 2026 | $373M | $323M | $111M | 3.03% | 22.39% | 4.50% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $8.9M | $8.6M | +$305K | +3.5% |
| Federal funds sold | $11.0M | $15.5M | -$4.5M | -29.0% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $216.1M | $230.9M | -$14.8M | -6.4% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $113.6M | $110.9M | +$2.8M | +2.5% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.9M | $1.9M | -$30K | -1.6% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $6.0M | $5.2M | +$809K | +15.5% |
| Total assets | $357.5M | $373.0M | -$15.4M | -4.1% |
| Liabilities | ||||
| Total deposits | $305.6M | $322.6M | -$17.0M | -5.3% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.1M | $815K | +$256K | +31.4% |
| Total liabilities | $306.7M | $323.4M | -$16.7M | -5.2% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $200K | $200K | $0K | 0.0% |
| Surplus | $300K | $300K | $0K | 0.0% |
| Retained earnings | $51.5M | $50.6M | +$934K | +1.8% |
| Accumulated other comprehensive income | -$1.2M | -$1.5M | +$363K | +23.9% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $50.9M | $49.6M | +$1.3M | +2.6% |
| Credit and capital | ||||
| Gross nonperforming assets | $1.5M | $1.7M | -$198K | -11.5% |
| Adjusted nonperforming assets | $1.5M | $1.6M | -$42K | -2.7% |
| Tangible equity plus allowance | $54.4M | $53.0M | +$1.4M | +2.6% |
| Texas ratio (gross) | 2.79% | 3.24% | -0.45 pts | See points |
| Texas ratio (adjusted) | 2.79% | 2.94% | -0.15 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 2.79% | 2.94% | -0.15 pts | See points |
| Tier 1 capital to risk-weighted assets | 36.48% | 36.12% | +0.36 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 36.48% | 36.12% | +0.36 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.27% | 1.26% | +0.00 pts | See points |
| Total risk-based capital to risk-weighted assets | 37.74% | 37.38% | +0.36 pts | See points |
| Tier 1 leverage (approximate) | 14.09% | 13.65% | +0.45 pts | See points |
| Construction and land loans to total capital | 2.23% | 1.55% | +0.68 pts | See points |
| Commercial real estate to total capital | 16.76% | 16.46% | +0.31 pts | See points |
| Dividend payout, year to date | 56.49% | 55.81% | +0.68 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -2.23% | -2.97% | +0.75 pts | See points |
| Liquidity | ||||
| Core deposits | $268.1M | $285.9M | -$17.8M | -6.2% |
| Non-core funding | $37.5M | $36.7M | +$813K | +2.2% |
| Loans to core deposits | 43.71% | 39.98% | +3.73 pts | See points |
| Loans to deposits | 38.35% | 35.44% | +2.92 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 82.73% | 84.84% | -2.11 pts | See points |
| Loans pledged, share of loans | 40.47% | 41.44% | -0.97 pts | See points |
| Volatile liabilities | $37.5M | $36.7M | +$813K | +2.2% |
| Earnings | ||||
| Earnings before provision, year to date | $5.3M | $2.9M | +$2.4M | +80.4% |
| Earnings before provision, single quarter | $2.4M | $2.9M | -$574K | -19.6% |
| Provision for credit losses, year to date | $275K | $125K | +$150K | +120.0% |
| Yield and cost | ||||
| Yield on loans and leases | 7.44% | 7.53% | -0.09 pts | See points |
| Yield on interest-bearing balances due from banks | Not reported | Not reported | Not reported | See points |
| Total interest income to average assets | 5.00% | 5.04% | -0.03 pts | See points |
| Cost of interest-bearing transaction accounts | 0.25% | 0.25% | +0.00 pts | See points |
| Cost of savings and money market deposits | 0.74% | 0.75% | -0.02 pts | See points |
| Cost of time deposits | 3.42% | 3.53% | -0.11 pts | See points |
| Total interest expense to average assets | 0.81% | 0.80% | +0.00 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $377M | $331M | $120M | 2.69% | 20.29% | 4.45% |
| 2026-06-30 | $358M | $306M | $114M | 2.73% | 19.85% | 4.50% |
| 2026-03-31 | $373M | $323M | $111M | 3.03% | 22.39% | 4.50% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $329.4M | 0.36% | 56 | Continuing · +0.05 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.