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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Johnson, NE · FDIC certificate #5422
FIRST NB OF JOHNSON is an FDIC-insured institution based in Johnson, NE (FDIC certificate #5422). In its Q3 2026 Call Report it reported total assets of $94M, total deposits of $77M and net loans of $30M. Its primary federal regulator is OCC.
Plain-language readout
FIRST NB OF JOHNSON has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $97M in Q1 2026 and were lowest at $94M in Q3 2026.
Total deposits were highest at $79M in Q1 2026 and lowest at $77M in Q3 2026.
Over the whole period total assets fell 2.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $94M | $77M | $30M | 0.57% | 3.63% | 2.63% |
| Q2 2026 | $96M | $78M | $30M | 0.52% | 3.31% | 2.54% |
| Q1 2026 | $97M | $79M | $31M | 0.46% | 2.97% | 2.40% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $7.5M | $8.9M | -$1.5M | -16.5% |
| Federal funds sold | $586K | $290K | +$296K | +102.1% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $51.3M | $50.9M | +$416K | +0.8% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $30.3M | $30.9M | -$525K | -1.7% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.2M | $1.1M | +$137K | +12.7% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $449K | $449K | $0K | 0.0% |
| All other assets | $4.2M | $4.1M | +$147K | +3.6% |
| Total assets | $95.6M | $96.6M | -$1.0M | -1.0% |
| Liabilities | ||||
| Total deposits | $78.3M | $79.5M | -$1.1M | -1.4% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $199K | $199K | $0K | 0.0% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $2.1M | $2.1M | -$6K | -0.3% |
| Total liabilities | $80.6M | $81.7M | -$1.2M | -1.4% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $250K | $250K | $0K | 0.0% |
| Surplus | $250K | $250K | $0K | 0.0% |
| Retained earnings | $14.5M | $14.4M | +$136K | +0.9% |
| Accumulated other comprehensive income | -$26K | -$41K | +$15K | +36.6% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $15.0M | $14.9M | +$151K | +1.0% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $14.8M | $14.6M | +$151K | +1.0% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 15.17% | 15.18% | -0.01 pts | See points |
| Construction and land loans to total capital | 0.56% | 0.12% | +0.44 pts | See points |
| Commercial real estate to total capital | 2.03% | 1.64% | +0.39 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -5.82% | -6.66% | +0.84 pts | See points |
| Liquidity | ||||
| Core deposits | $74.5M | $75.7M | -$1.2M | -1.5% |
| Non-core funding | $4.0M | $4.0M | +$25K | +0.6% |
| Loans to core deposits | 41.05% | 41.11% | -0.06 pts | See points |
| Loans to deposits | 39.04% | 39.14% | -0.10 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 13.84% | 17.88% | -4.04 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $4.0M | $4.0M | +$25K | +0.6% |
| Earnings | ||||
| Earnings before provision, year to date | $252K | $116K | +$136K | +117.2% |
| Earnings before provision, single quarter | $136K | $116K | +$20K | +17.2% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 5.53% | 5.36% | +0.17 pts | See points |
| Yield on interest-bearing balances due from banks | 3.76% | 3.67% | +0.09 pts | See points |
| Total interest income to average assets | 3.28% | 3.03% | +0.25 pts | See points |
| Cost of interest-bearing transaction accounts | 0.39% | 0.38% | +0.02 pts | See points |
| Cost of savings and money market deposits | 0.42% | 0.42% | +0.01 pts | See points |
| Cost of time deposits | 3.24% | 3.25% | -0.01 pts | See points |
| Total interest expense to average assets | 0.83% | 0.82% | +0.01 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $94M | $77M | $30M | 0.57% | 3.63% | 2.63% |
| 2026-06-30 | $96M | $78M | $30M | 0.52% | 3.31% | 2.54% |
| 2026-03-31 | $97M | $79M | $31M | 0.46% | 2.97% | 2.40% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $75.5M | 0.08% | 117 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.