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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Kalamazoo, MI · FDIC certificate #58259 · RSSD 3404467
FIRST NB OF MICHIGAN is an FDIC-insured institution based in Kalamazoo, MI (FDIC certificate #58259). In its Q3 2026 Call Report it reported total assets of $984M, total deposits of $813M and net loans of $808M. Its primary federal regulator is OCC. Its current parent is FIRST NATIONAL BANCORP, INC..
Reported facts
FIRST NB OF MICHIGAN (FDIC certificate #58259) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $984M |
|---|---|
| Total deposits | $813M |
| Net loans and leases | $808M |
| Return on assets | 1.05% |
| Return on equity | 11.52% |
| Net interest margin | 3.45% |
| Quarterly asset change | -0.51% |
| Quarterly deposit change | 0.67% |
Plain-language readout
FIRST NB OF MICHIGAN in Kalamazoo, MI reported total assets of $984M, total deposits of $813M and net loans of $808M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.05%, a return on equity of 11.52%, a net interest margin of 3.45%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $984M | $813M | $808M | 1.05% | 11.52% | 3.45% |
| Q2 2026 | $989M | $807M | $814M | 0.98% | 10.85% | 3.37% |
| Q1 2026 | $982M | $760M | $814M | 0.92% | 10.23% | 3.28% |
| Q1 2024 | $1.0B | $800M | $720M | 0.56% | 7.77% | 2.29% |
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