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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,001,917 | 897,526 | 507,678 | 0.69 | 6.09 | 3.07 |
| 2020-12-31 | 1,038,563 | 931,731 | 494,548 | 0.80 | 7.24 | 2.98 |
| 2021-03-31 | 1,106,284 | 997,553 | 497,650 | 0.73 | 7.47 | 2.39 |
| 2021-06-30 | 1,136,261 | 1,026,150 | 500,067 | 0.70 | 7.27 | 2.44 |
| 2021-09-30 | 1,195,765 | 1,083,144 | 509,716 | 0.73 | 7.60 | 2.44 |
| 2021-12-31 | 1,265,509 | 1,163,648 | 509,295 | 0.70 | 7.64 | 2.35 |
| 2022-03-31 | 1,284,648 | 1,180,929 | 511,587 | 0.55 | 6.96 | 2.02 |
| 2022-06-30 | 1,278,905 | 1,172,457 | 533,682 | 0.75 | 9.41 | 2.20 |
| 2022-09-30 | 1,328,670 | 1,217,261 | 547,675 | 0.96 | 11.98 | 2.47 |
| 2022-12-31 | 1,282,477 | 1,152,106 | 598,679 | 1.13 | 13.75 | 2.73 |
| 2023-03-31 | 1,274,735 | 1,138,425 | 617,447 | 1.74 | 19.01 | 3.45 |
| 2023-06-30 | 1,261,085 | 1,119,511 | 626,052 | 1.68 | 17.83 | 3.41 |
| 2023-09-30 | 1,268,048 | 1,119,784 | 638,210 | 1.58 | 16.45 | 3.39 |
| 2023-12-31 | 1,285,683 | 1,132,811 | 651,462 | 1.58 | 16.11 | 3.41 |
| 2024-03-31 | 1,305,123 | 1,146,725 | 668,628 | 1.59 | 15.04 | 3.52 |
| 2024-06-30 | 1,310,273 | 1,145,292 | 681,564 | 1.76 | 16.39 | 3.60 |
| 2024-09-30 | 1,311,454 | 1,152,241 | 679,324 | 1.85 | 17.21 | 3.69 |
| 2024-12-31 | 1,328,488 | 1,166,861 | 708,284 | 1.81 | 16.88 | 3.72 |
| 2025-03-31 | 1,336,078 | 1,166,292 | 679,954 | 1.77 | 16.17 | 3.82 |
| 2025-06-30 | 1,338,821 | 1,162,898 | 698,416 | 1.96 | 17.52 | 3.98 |
| 2025-09-30 | 1,352,233 | 1,167,797 | 707,619 | 2.02 | 17.59 | 4.09 |
| 2025-12-31 | 1,354,670 | 1,189,055 | 707,265 | 1.99 | 17.53 | 4.14 |
| 2026-03-31 | 1,365,377 | 1,192,924 | 689,186 | 2.11 | 19.21 | 4.04 |
| 2026-06-30 | 1,379,919 | 1,201,512 | 704,406 | 2.11 | 18.96 | 4.07 |
7 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2002-07-23 | 1 | 1132467 | 283737 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.