Regulatory profile
Livingston, TN · FDIC certificate #19502 · RSSD 283737
FIRST NB OF TENNESSEE is an FDIC-insured institution based in Livingston, TN (FDIC certificate #19502). In its Q3 2026 Call Report it reported total assets of $1.4B, total deposits of $1.2B and net loans of $697M. Its primary federal regulator is OCC.
Reported facts
FIRST NB OF TENNESSEE (FDIC certificate #19502) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $1.4B |
|---|---|
| Total deposits | $1.2B |
| Net loans and leases | $697M |
| Return on assets | 2.04% |
| Return on equity | 18.07% |
| Net interest margin | 4.11% |
| Quarterly asset change | 0.72% |
| Quarterly deposit change | 0.49% |
Plain-language readout
FIRST NB OF TENNESSEE in Livingston, TN reported total assets of $1.4B, total deposits of $1.2B and net loans of $697M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.04%, a return on equity of 18.07%, a net interest margin of 4.11%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
Total assets rose 2.8% over the past four quarters, from $1.4B in Q3 2025 to $1.4B in Q3 2026. Total deposits rose 3.4% over the past four quarters, from $1.2B in Q3 2025 to $1.2B in Q3 2026. Net loans fell 1.5% over the past four quarters, from $708M in Q3 2025 to $697M in Q3 2026.
Total assets rose 16.2% over the past five years, from $1.2B in Q3 2021 to $1.4B in Q3 2026. Total deposits rose 11.5% over the past five years, from $1.1B in Q3 2021 to $1.2B in Q3 2026. Net loans rose 36.8% over the past five years, from $510M in Q3 2021 to $697M in Q3 2026.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $1.4B | $1.2B | $697M | 2.04% | 18.07% | 4.11% |
| Q2 2026 | $1.4B | $1.2B | $704M | 2.11% | 18.96% | 4.07% |
| Q1 2026 | $1.4B | $1.2B | $689M | 2.11% | 19.21% | 4.04% |
| Q4 2025 | $1.4B | $1.2B | $707M | 1.99% | 17.53% | 4.14% |
| Q3 2025 | $1.4B | $1.2B | $708M | 2.02% | 17.59% | 4.09% |
| Q2 2025 | $1.3B | $1.2B | $698M | 1.96% | 17.52% | 3.98% |
| Q1 2025 | $1.3B | $1.2B | $680M | 1.77% | 16.17% | 3.82% |
| Q4 2024 | $1.3B | $1.2B | $708M | 1.81% | 16.88% | 3.72% |
| Q3 2024 | $1.3B | $1.2B | $679M | 1.85% | 17.21% | 3.69% |
| Q2 2024 | $1.3B | $1.1B | $682M | 1.76% | 16.39% | 3.60% |
| Q1 2024 | $1.3B | $1.1B | $669M | 1.59% | 15.04% | 3.52% |
| Q4 2023 | $1.3B | $1.1B | $651M | 1.58% | 16.11% | 3.41% |
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