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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Florence, AL · FDIC certificate #29332
FIRST SOUTHERN BANK is an FDIC-insured institution based in Florence, AL (FDIC certificate #29332). In its Q3 2026 Call Report it reported total assets of $634M, total deposits of $536M and net loans of $439M. Its primary federal regulator is FDIC.
Plain-language readout
FIRST SOUTHERN BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $685M in Q1 2026 and were lowest at $634M in Q3 2026.
Total deposits were highest at $582M in Q1 2026 and lowest at $536M in Q3 2026.
Over the whole period total assets fell 7.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $634M | $536M | $439M | -1.76% | -18.67% | 3.35% |
| Q2 2026 | $679M | $577M | $454M | -2.50% | -27.77% | 3.25% |
| Q1 2026 | $685M | $582M | $462M | -4.34% | -47.61% | 3.40% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $634M | $536M | $439M | -1.76% | -18.67% | 3.35% |
| 2026-06-30 | $679M | $577M | $454M | -2.50% | -27.77% | 3.25% |
| 2026-03-31 | $685M | $582M | $462M | -4.34% | -47.61% | 3.40% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AL | $529M | 0.37% | 43 | Continuing · -0.01 pp |
| FL | $9.5M | 0.00% | 181 | Entered this year |
| MS | $2.9M | 0.00% | 81 | Continuing · +0.00 pp |
| AR | $1M | 0.00% | 109 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.