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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Columbia, MS · FDIC certificate #31158
FIRST SOUTHERN BANK is an FDIC-insured institution based in Columbia, MS (FDIC certificate #31158). In its Q3 2026 Call Report it reported total assets of $303M, total deposits of $259M and net loans of $144M. Its primary federal regulator is FDIC.
Plain-language readout
FIRST SOUTHERN BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $317M in Q2 2026 and were lowest at $303M in Q3 2026.
Total deposits were highest at $271M in Q2 2026 and lowest at $259M in Q3 2026.
Over the whole period total assets fell 2.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $303M | $259M | $144M | 1.95% | 19.59% | 4.77% |
| Q2 2026 | $317M | $271M | $147M | 1.89% | 18.75% | 4.70% |
| Q1 2026 | $309M | $264M | $151M | 1.90% | 18.77% | 4.70% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $303M | $259M | $144M | 1.95% | 19.59% | 4.77% |
| 2026-06-30 | $317M | $271M | $147M | 1.89% | 18.75% | 4.70% |
| 2026-03-31 | $309M | $264M | $151M | 1.90% | 18.77% | 4.70% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MS | $302M | 0.38% | 41 | Continuing · +0.08 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.