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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Lancaster, KY · FDIC certificate #2700 · RSSD 702612
FIRST SOUTHERN NATIONAL BANK is an FDIC-insured institution based in Lancaster, KY (FDIC certificate #2700). In its Q2 2026 Call Report it reported total assets of $1.3B, total deposits of $1.1B and net loans of $0.8B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST SOUTHERN NATIONAL BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 18.33% |
|---|---|
| Equity to assets | 11.61% |
| Noncurrent loans ratio | 0.61% |
| Nonaccrual loans ratio | 0.41% |
| Loan to deposit ratio | 71.01% |
| Liquid assets ratio | 33.49% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.1B |
| Net loans and leases | $0.8B |