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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Williston, ND · FDIC certificate #14801
FIRST STATE BANK&TRUST is an FDIC-insured institution based in Williston, ND (FDIC certificate #14801). In its Q3 2026 Call Report it reported total assets of $539M, total deposits of $469M and net loans of $207M. Its primary federal regulator is FDIC.
Reported facts
FIRST STATE BANK&TRUST (FDIC certificate #14801) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $539M |
|---|---|
| Total deposits | $469M |
| Net loans and leases | $207M |
| Return on assets | 1.87% |
| Return on equity | 13.87% |
| Net interest margin | 3.23% |
| Quarterly asset change | -0.72% |
| Quarterly deposit change | 0.68% |
Plain-language readout
FIRST STATE BANK&TRUST in Williston, ND reported total assets of $539M, total deposits of $469M and net loans of $207M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.87%, a return on equity of 13.87%, a net interest margin of 3.23%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $539M | $469M | $207M | 1.87% | 13.87% | 3.23% |
| Q2 2026 | $543M | $466M | $208M | 1.76% | 12.85% | 3.16% |
| Q1 2026 | $540M | $464M | $207M | 1.58% | 11.57% | 3.06% |
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