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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Williston, ND · FDIC certificate #14801
FIRST STATE BANK&TRUST is an FDIC-insured institution based in Williston, ND (FDIC certificate #14801). In its Q3 2026 Call Report it reported total assets of $539M, total deposits of $469M and net loans of $207M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST STATE BANK&TRUST from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $469M |
|---|---|
| Net loans and leases | $207M |
Plain-language readout
FIRST STATE BANK&TRUST in Williston, ND funds its loans with $469M of deposits and holds $207M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST STATE BANK&TRUST in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 44.11% in Q3 2026, against 44.58% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $207M | $469M | 44.11% |
| Q2 2026 | $208M | $466M | 44.73% |
| Q1 2026 | $207M | $464M | 44.58% |