Regulatory profile
Russellville, AR · FDIC certificate #13632
FIRST STATE BANK is an FDIC-insured institution based in Russellville, AR (FDIC certificate #13632). In its Q3 2026 Call Report it reported total assets of $659M, total deposits of $542M and net loans of $458M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for FIRST STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $542M |
|---|---|
| Net loans and leases | $458M |
Plain-language readout
FIRST STATE BANK in Russellville, AR funds its loans with $542M of deposits and holds $458M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 84.59% in Q3 2026, against 82.57% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $458M | $542M | 84.59% |
| Q2 2026 | $455M | $547M | 83.15% |
| Q1 2026 | $444M | $537M | 82.57% |