Regulatory profile
Buxton, ND · FDIC certificate #15539
FIRST STATE BANK is an FDIC-insured institution based in Buxton, ND (FDIC certificate #15539). In its Q3 2026 Call Report it reported total assets of $440M, total deposits of $367M and net loans of $403M. Its primary federal regulator is FDIC.
Reported facts
FIRST STATE BANK (FDIC certificate #15539) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $440M |
|---|---|
| Total deposits | $367M |
| Net loans and leases | $403M |
| Return on assets | 2.14% |
| Return on equity | 22.08% |
| Net interest margin | 4.13% |
| Quarterly asset change | 3.64% |
| Quarterly deposit change | -1.29% |
Plain-language readout
FIRST STATE BANK in Buxton, ND reported total assets of $440M, total deposits of $367M and net loans of $403M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.14%, a return on equity of 22.08%, a net interest margin of 4.13%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $440M | $367M | $403M | 2.14% | 22.08% | 4.13% |
| Q2 2026 | $424M | $372M | $388M | 2.08% | 21.49% | 4.08% |
| Q1 2026 | $413M | $368M | $356M | 2.11% | 21.84% | 3.88% |
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