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Regulatory profile
Key West, FL · FDIC certificate #17509 · RSSD 191935
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.1B | $0.8B | 0.52% | 5.83% | 3.44% |
| 2026-03-31 | $1.2B | $1.1B | $0.8B | 0.53% | 5.94% | 3.40% |
| 2025-12-31 | $1.1B | $1.0B | $0.8B | 0.60% | 6.63% | 3.29% |
| 2025-09-30 | $1.2B | $1.0B | $0.8B | 0.64% | 7.11% | 3.23% |
| 2025-06-30 | $1.2B | $1.0B | $0.8B | 0.65% | 7.14% | 3.17% |
| 2025-03-31 | $1.2B | $1.1B | $0.8B | 0.70% | 7.61% | 3.03% |
| 2024-12-31 | $1.1B | $1.0B | $0.8B | 1.17% | 13.44% | 2.95% |
| 2024-09-30 | $1.1B | $1.0B | $0.8B | 1.48% | 17.21% | 2.92% |
| 2024-06-30 | $1.2B | $1.0B | $0.8B | 1.98% | 23.67% | 2.84% |
| 2024-03-31 | $1.2B | $1.1B | $0.8B | 3.40% | 41.34% | 2.77% |
| 2023-12-31 | $1.2B | $1.0B | $0.8B | 0.67% | 9.09% | 2.96% |
| 2023-09-30 | $1.2B | $1.0B | $0.8B | 0.88% | 12.08% | 3.03% |
| 2023-06-30 | $1.2B | $1.0B | $0.8B | 1.01% | 13.82% | 3.10% |
| 2023-03-31 | $1.2B | $1.1B | $0.8B | 1.10% | 15.09% | 3.15% |
| 2022-12-31 | $1.2B | $1.1B | $0.8B | 1.20% | 16.81% | 3.10% |
| 2022-09-30 | $1.3B | $1.1B | $0.8B | 1.34% | 18.78% | 3.07% |
| 2022-06-30 | $1.3B | $1.2B | $0.8B | 1.24% | 17.01% | 2.96% |
| 2022-03-31 | $1.3B | $1.2B | $0.7B | 1.05% | 14.30% | 2.80% |
| 2021-12-31 | $1.3B | $1.1B | $0.7B | 1.25% | 15.41% | 2.87% |
| 2021-09-30 | $1.2B | $1.0B | $0.7B | 1.32% | 16.01% | 2.92% |
| 2021-06-30 | $1.3B | $1.1B | $0.7B | 1.34% | 16.22% | 2.90% |
| 2021-03-31 | $1.2B | $1.0B | $0.7B | 1.35% | 15.96% | 3.02% |
| 2020-12-31 | $1.1B | $0.9B | $0.7B | 1.10% | 12.25% | 3.30% |
| 2020-09-30 | $1.0B | $0.8B | $0.7B | 1.10% | 12.27% | 3.32% |
| 2020-06-30 | $1.0B | $0.8B | $0.7B | 1.15% | 12.97% | 3.34% |
| 2020-03-31 | $1.0B | $0.8B | $0.7B | 1.10% | 12.33% | 3.25% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3897519 · 2009-07-01 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.