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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Roscoe, SD · FDIC certificate #9005
FIRST STATE BANK OF ROSCOE is an FDIC-insured institution based in Roscoe, SD (FDIC certificate #9005). In its Q3 2026 Call Report it reported total assets of $145M, total deposits of $123M and net loans of $78M. Its primary federal regulator is FDIC.
Reported facts
FIRST STATE BANK OF ROSCOE (FDIC certificate #9005) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $145M |
|---|---|
| Total deposits | $123M |
| Net loans and leases | $78M |
| Return on assets | 1.66% |
| Return on equity | 12.08% |
| Net interest margin | 3.66% |
| Quarterly asset change | -1.94% |
| Quarterly deposit change | -2.13% |
Plain-language readout
FIRST STATE BANK OF ROSCOE in Roscoe, SD reported total assets of $145M, total deposits of $123M and net loans of $78M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.66%, a return on equity of 12.08%, a net interest margin of 3.66%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $145M | $123M | $78M | 1.66% | 12.08% | 3.66% |
| Q2 2026 | $147M | $126M | $77M | 1.63% | 12.01% | 3.58% |
| Q1 2026 | $152M | $131M | $74M | 1.61% | 11.97% | 3.52% |
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