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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Cuthbert, GA · FDIC certificate #2157
FIRST STB OF RANDOLPH COUNTY is an FDIC-insured institution based in Cuthbert, GA (FDIC certificate #2157). In its Q3 2026 Call Report it reported total assets of $82M, total deposits of $81M and net loans of $34M. Its primary federal regulator is FDIC.
Reported facts
FIRST STB OF RANDOLPH COUNTY (FDIC certificate #2157) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $82M |
|---|---|
| Total deposits | $81M |
| Net loans and leases | $34M |
| Return on assets | 0.18% |
| Return on equity | 13.50% |
| Net interest margin | 2.87% |
| Quarterly asset change | -5.02% |
| Quarterly deposit change | -4.61% |
Plain-language readout
FIRST STB OF RANDOLPH COUNTY in Cuthbert, GA reported total assets of $82M, total deposits of $81M and net loans of $34M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.18%, a return on equity of 13.50%, a net interest margin of 2.87%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $82M | $81M | $34M | 0.18% | 13.50% | 2.87% |
| Q2 2026 | $87M | $84M | $30M | -0.27% | -17.68% | 2.61% |
| Q1 2026 | $88M | $86M | $28M | -0.31% | -19.48% | 2.51% |
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