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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Cuthbert, GA · FDIC certificate #2157
FIRST STB OF RANDOLPH COUNTY is an FDIC-insured institution based in Cuthbert, GA (FDIC certificate #2157). In its Q3 2026 Call Report it reported total assets of $82M, total deposits of $81M and net loans of $34M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST STB OF RANDOLPH COUNTY from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $81M |
|---|---|
| Net loans and leases | $34M |
Plain-language readout
FIRST STB OF RANDOLPH COUNTY in Cuthbert, GA funds its loans with $81M of deposits and holds $34M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST STB OF RANDOLPH COUNTY in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 41.86% in Q3 2026, against 32.47% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $34M | $81M | 41.86% |
| Q2 2026 | $30M | $84M | 35.92% |
| Q1 2026 | $28M | $86M | 32.47% |