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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Ryan, OK · FDIC certificate #399
FIRST SUMMIT BANK is an FDIC-insured institution based in Ryan, OK (FDIC certificate #399). In its Q3 2026 Call Report it reported total assets of $33M, total deposits of $28M and net loans of $17M. Its primary federal regulator is FDIC.
Reported facts
FIRST SUMMIT BANK (FDIC certificate #399) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $33M |
|---|---|
| Total deposits | $28M |
| Net loans and leases | $17M |
| Return on assets | 0.70% |
| Return on equity | 5.06% |
| Net interest margin | 4.65% |
| Quarterly asset change | -3.43% |
| Quarterly deposit change | -4.19% |
Plain-language readout
FIRST SUMMIT BANK in Ryan, OK reported total assets of $33M, total deposits of $28M and net loans of $17M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.70%, a return on equity of 5.06%, a net interest margin of 4.65%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $33M | $28M | $17M | 0.70% | 5.06% | 4.65% |
| Q2 2026 | $34M | $29M | $18M | 0.68% | 5.02% | 4.77% |
| Q1 2026 | $34M | $30M | $18M | 1.04% | 7.76% | 4.73% |
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