Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Ryan, OK · FDIC certificate #399
FIRST SUMMIT BANK is an FDIC-insured institution based in Ryan, OK (FDIC certificate #399). In its Q3 2026 Call Report it reported total assets of $33M, total deposits of $28M and net loans of $17M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST SUMMIT BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $28M |
|---|---|
| Net loans and leases | $17M |
Plain-language readout
FIRST SUMMIT BANK in Ryan, OK funds its loans with $28M of deposits and holds $17M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST SUMMIT BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 62.28% in Q3 2026, against 60.90% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $17M | $28M | 62.28% |
| Q2 2026 | $18M | $29M | 61.34% |
| Q1 2026 | $18M | $30M | 60.90% |