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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,305,913 | 1,019,868 | 888,341 | 0.64 | 6.25 | 3.35 |
| 2016-06-30 | 1,287,556 | 1,008,745 | 906,574 | 0.65 | 6.27 | 3.40 |
| 2016-09-30 | 1,318,650 | 1,021,344 | 890,445 | 0.70 | 6.67 | 3.40 |
| 2016-12-31 | 1,296,916 | 1,016,541 | 882,008 | 0.65 | 6.24 | 3.41 |
| 2017-03-31 | 1,298,990 | 1,029,355 | 882,949 | 0.72 | 6.98 | 3.45 |
| 2017-06-30 | 1,305,072 | 1,041,187 | 886,033 | 0.71 | 6.90 | 3.48 |
| 2017-09-30 | 1,331,489 | 1,043,213 | 879,150 | 0.70 | 6.89 | 3.49 |
| 2017-12-31 | 1,319,432 | 1,041,299 | 882,546 | 0.45 | 4.51 | 3.50 |
| 2018-03-31 | 1,300,983 | 1,020,772 | 927,023 | 0.81 | 8.55 | 3.67 |
| 2018-06-30 | 1,303,769 | 1,044,793 | 931,432 | 0.88 | 9.27 | 3.73 |
| 2018-09-30 | 1,327,903 | 1,026,427 | 953,737 | 0.88 | 9.26 | 3.78 |
| 2018-12-31 | 1,364,794 | 1,069,783 | 996,668 | 0.92 | 9.63 | 3.79 |
| 2019-03-31 | 1,397,207 | 1,133,705 | 993,070 | 0.94 | 9.61 | 3.72 |
| 2019-06-30 | 1,386,191 | 1,126,613 | 991,640 | 0.86 | 8.71 | 3.75 |
| 2019-09-30 | 1,422,221 | 1,138,689 | 985,313 | 1.02 | 10.15 | 3.75 |
| 2019-12-31 | 1,423,446 | 1,144,241 | 1,039,581 | 0.98 | 9.75 | 3.76 |
| 2020-03-31 | 1,444,728 | 1,175,575 | 1,038,720 | 0.54 | 5.54 | 3.73 |
| 2020-06-30 | 1,625,043 | 1,354,840 | 1,176,209 | 0.62 | 6.59 | 3.68 |
| 2020-09-30 | 1,669,768 | 1,378,787 | 1,181,367 | 0.85 | 9.17 | 3.54 |
| 2020-12-31 | 1,718,792 | 1,424,243 | 1,154,872 | 1.09 | 11.89 | 3.46 |
| 2021-03-31 | 1,764,347 | 1,471,504 | 1,184,201 | 1.34 | 15.63 | 3.14 |
| 2021-06-30 | 1,743,498 | 1,459,085 | 1,129,718 | 1.26 | 14.94 | 3.20 |
| 2021-09-30 | 1,686,458 | 1,445,893 | 1,145,310 | 1.21 | 14.14 | 3.32 |
| 2021-12-31 | 1,706,545 | 1,471,149 | 1,137,800 | 1.39 | 16.11 | 3.39 |
| 2022-03-31 | 1,738,321 | 1,510,947 | 1,166,249 | 1.36 | 15.48 | 3.44 |
| 2022-06-30 | 1,730,929 | 1,487,245 | 1,217,876 | 1.35 | 15.60 | 3.51 |
| 2022-09-30 | 1,781,634 | 1,514,107 | 1,262,384 | 1.42 | 16.64 | 3.61 |
| 2022-12-31 | 1,825,844 | 1,583,588 | 1,264,857 | 1.46 | 17.25 | 3.64 |
| 2023-03-31 | 1,916,222 | 1,605,098 | 1,272,393 | 0.96 | 11.63 | 3.41 |
| 2023-06-30 | 1,906,497 | 1,594,658 | 1,333,633 | 0.96 | 11.66 | 3.35 |
| 2023-09-30 | 1,904,813 | 1,587,922 | 1,363,081 | 0.97 | 11.80 | 3.31 |
| 2023-12-31 | 1,882,186 | 1,562,142 | 1,389,630 | 0.83 | 10.00 | 3.31 |
| 2024-03-31 | 1,890,445 | 1,575,713 | 1,394,520 | 0.81 | 9.15 | 3.21 |
| 2024-06-30 | 1,844,710 | 1,545,561 | 1,405,499 | 0.95 | 10.62 | 3.41 |
| 2024-09-30 | 1,891,466 | 1,547,358 | 1,430,105 | 1.05 | 11.56 | 3.46 |
| 2024-12-31 | 1,948,145 | 1,581,526 | 1,463,429 | 1.12 | 12.21 | 3.49 |
| 2025-03-31 | 1,955,344 | 1,631,883 | 1,461,402 | 1.22 | 12.70 | 3.62 |
| 2025-06-30 | 1,981,915 | 1,623,559 | 1,483,547 | 1.24 | 12.77 | 3.68 |
| 2025-09-30 | 1,997,857 | 1,686,906 | 1,478,534 | 1.31 | 13.29 | 3.74 |
| 2025-12-31 | 2,060,785 | 1,743,614 | 1,502,364 | 1.27 | 12.87 | 3.78 |
| 2026-03-31 | 2,012,851 | 1,758,118 | 1,505,647 | 1.35 | 13.14 | 3.90 |
| 2026-06-30 | 2,054,956 | 1,743,782 | 1,551,540 | 1.25 | 12.02 | 3.96 |
23 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1995-11-20 | 1 | 44424 | 61122 |
| 1995-08-28 | 1 | 830337 | 61122 |
| 1983-11-21 | 1 | 755926 | 61122 |
| 1970-01-02 | 1 | 17923 | 61122 |
| 1970-01-02 | 1 | 340724 | 61122 |
| 1960-04-04 | 1 | 895420 | 61122 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.