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Regulatory profile
Oakland, MD · FDIC certificate #4857 · RSSD 61122
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.1B | $1.7B | $1.6B | 1.25% | 12.02% | 3.96% |
| 2026-03-31 | $2.0B | $1.8B | $1.5B | 1.35% | 13.14% | 3.90% |
| 2025-12-31 | $2.1B | $1.7B | $1.5B | 1.27% | 12.87% | 3.78% |
| 2025-09-30 | $2.0B | $1.7B | $1.5B | 1.31% | 13.29% | 3.74% |
| 2025-06-30 | $2.0B | $1.6B | $1.5B | 1.24% | 12.77% | 3.68% |
| 2025-03-31 | $2.0B | $1.6B | $1.5B | 1.22% | 12.70% | 3.62% |
| 2024-12-31 | $1.9B | $1.6B | $1.5B | 1.12% | 12.21% | 3.49% |
| 2024-09-30 | $1.9B | $1.5B | $1.4B | 1.05% | 11.56% | 3.46% |
| 2024-06-30 | $1.8B | $1.5B | $1.4B | 0.95% | 10.62% | 3.41% |
| 2024-03-31 | $1.9B | $1.6B | $1.4B | 0.81% | 9.15% | 3.21% |
| 2023-12-31 | $1.9B | $1.6B | $1.4B | 0.83% | 10.00% | 3.31% |
| 2023-09-30 | $1.9B | $1.6B | $1.4B | 0.97% | 11.80% | 3.31% |
| 2023-06-30 | $1.9B | $1.6B | $1.3B | 0.96% | 11.66% | 3.35% |
| 2023-03-31 | $1.9B | $1.6B | $1.3B | 0.96% | 11.63% | 3.41% |
| 2022-12-31 | $1.8B | $1.6B | $1.3B | 1.46% | 17.25% | 3.64% |
| 2022-09-30 | $1.8B | $1.5B | $1.3B | 1.42% | 16.64% | 3.61% |
| 2022-06-30 | $1.7B | $1.5B | $1.2B | 1.35% | 15.60% | 3.51% |
| 2022-03-31 | $1.7B | $1.5B | $1.2B | 1.36% | 15.48% | 3.44% |
| 2021-12-31 | $1.7B | $1.5B | $1.1B | 1.39% | 16.11% | 3.39% |
| 2021-09-30 | $1.7B | $1.4B | $1.1B | 1.21% | 14.14% | 3.32% |
| 2021-06-30 | $1.7B | $1.5B | $1.1B | 1.26% | 14.94% | 3.20% |
| 2021-03-31 | $1.8B | $1.5B | $1.2B | 1.34% | 15.63% | 3.14% |
| 2020-12-31 | $1.7B | $1.4B | $1.2B | 1.09% | 11.89% | 3.46% |
| 2020-09-30 | $1.7B | $1.4B | $1.2B | 0.85% | 9.17% | 3.54% |
| 2020-06-30 | $1.6B | $1.4B | $1.2B | 0.62% | 6.59% | 3.68% |
| 2020-03-31 | $1.4B | $1.2B | $1.0B | 0.54% | 5.54% | 3.73% |
| 2019-12-31 | $1.4B | $1.1B | $1.0B | 0.98% | 9.75% | 3.76% |
| 2019-09-30 | $1.4B | $1.1B | $1.0B | 1.02% | 10.15% | 3.75% |
| 2019-06-30 | $1.4B | $1.1B | $1.0B | 0.86% | 8.71% | 3.75% |
| 2019-03-31 | $1.4B | $1.1B | $1.0B | 0.94% | 9.61% | 3.72% |
| 2018-12-31 | $1.4B | $1.1B | $1.0B | 0.92% | 9.63% | 3.79% |
| 2018-09-30 | $1.3B | $1.0B | $1.0B | 0.88% | 9.26% | 3.78% |
| 2018-06-30 | $1.3B | $1.0B | $0.9B | 0.88% | 9.27% | 3.73% |
| 2018-03-31 | $1.3B | $1.0B | $0.9B | 0.81% | 8.55% | 3.67% |
| 2017-12-31 | $1.3B | $1.0B | $0.9B | 0.45% | 4.51% | 3.50% |
| 2017-09-30 | $1.3B | $1.0B | $0.9B | 0.70% | 6.89% | 3.49% |
| 2017-06-30 | $1.3B | $1.0B | $0.9B | 0.71% | 6.90% | 3.48% |
| 2017-03-31 | $1.3B | $1.0B | $0.9B | 0.72% | 6.98% | 3.45% |
| 2016-12-31 | $1.3B | $1.0B | $0.9B | 0.65% | 6.24% | 3.41% |
| 2016-09-30 | $1.3B | $1.0B | $0.9B | 0.70% | 6.67% | 3.40% |
| 2016-06-30 | $1.3B | $1.0B | $0.9B | 0.65% | 6.27% | 3.40% |
| 2016-03-31 | $1.3B | $1.0B | $0.9B | 0.64% | 6.25% | 3.35% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1132672 · 1985-07-01 to current
1995-11-20RSSD 44424 → 61122 · code 1
1995-08-28RSSD 830337 → 61122 · code 1
1983-11-21RSSD 755926 → 61122 · code 1
1970-01-02RSSD 340724 → 61122 · code 1
1970-01-02RSSD 17923 → 61122 · code 1
1960-04-04RSSD 895420 → 61122 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.