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Regulatory profile
FDIC certificate #4857 · RSSD 61122
FIRST UNITED BANK&TRUST is an FDIC-insured institution (FDIC certificate #4857). In its Q2 2026 Call Report it reported total assets of $2.1B, total deposits of $1.7B and net loans of $1.6B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST UNITED BANK&TRUST from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.96% |
|---|---|
| Equity to assets | 10.60% |
| Noncurrent loans ratio | 0.31% |
| Nonaccrual loans ratio | 0.29% |
| Loan to deposit ratio | 90.16% |
| Liquid assets ratio | 16.95% |
| Brokered deposit ratio | 1.43% |
| Total deposits | $1.7B |
| Net loans and leases | $1.6B |