Regulatory profile
Park River, ND · FDIC certificate #15472
FIRST UNITED BANK is an FDIC-insured institution based in Park River, ND (FDIC certificate #15472). In its Q3 2026 Call Report it reported total assets of $810M, total deposits of $673M and net loans of $580M. Its primary federal regulator is FDIC.
Reported facts
FIRST UNITED BANK (FDIC certificate #15472) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $810M |
|---|---|
| Total deposits | $673M |
| Net loans and leases | $580M |
| Return on assets | 1.77% |
| Return on equity | 17.13% |
| Net interest margin | 4.13% |
| Quarterly asset change | -0.15% |
| Quarterly deposit change | -4.13% |
Plain-language readout
FIRST UNITED BANK in Park River, ND reported total assets of $810M, total deposits of $673M and net loans of $580M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.77%, a return on equity of 17.13%, a net interest margin of 4.13%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $810M | $673M | $580M | 1.77% | 17.13% | 4.13% |
| Q2 2026 | $811M | $702M | $575M | 1.66% | 16.04% | 4.00% |
| Q1 2026 | $740M | $640M | $515M | 1.35% | 13.09% | 3.74% |
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