Regulatory profile
Salt Lake City, UT · FDIC certificate #22738
FIRST UTAH BANK is an FDIC-insured institution based in Salt Lake City, UT (FDIC certificate #22738). In its Q3 2026 Call Report it reported total assets of $811M, total deposits of $693M and net loans of $628M. Its primary federal regulator is FDIC.
Reported facts
FIRST UTAH BANK (FDIC certificate #22738) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $811M |
|---|---|
| Total deposits | $693M |
| Net loans and leases | $628M |
| Return on assets | 0.80% |
| Return on equity | 7.92% |
| Net interest margin | 4.66% |
| Quarterly asset change | -3.51% |
| Quarterly deposit change | 0.58% |
Plain-language readout
FIRST UTAH BANK in Salt Lake City, UT reported total assets of $811M, total deposits of $693M and net loans of $628M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.80%, a return on equity of 7.92%, a net interest margin of 4.66%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $811M | $693M | $628M | 0.80% | 7.92% | 4.66% |
| Q2 2026 | $840M | $689M | $625M | 0.74% | 7.43% | 4.50% |
| Q1 2026 | $846M | $698M | $651M | 0.77% | 7.83% | 4.35% |
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