Regulatory profile
Rapid City, SD · FDIC certificate #31972
FIRST WESTERN FSB is an FDIC-insured institution based in Rapid City, SD (FDIC certificate #31972). In its Q3 2026 Call Report it reported total assets of $67M, total deposits of $43M and net loans of $61M. Its primary federal regulator is OCC.
Reported facts
FIRST WESTERN FSB (FDIC certificate #31972) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $67M |
|---|---|
| Total deposits | $43M |
| Net loans and leases | $61M |
| Return on assets | 2.30% |
| Return on equity | 13.61% |
| Net interest margin | 5.03% |
| Quarterly asset change | 5.45% |
| Quarterly deposit change | 5.39% |
Plain-language readout
FIRST WESTERN FSB in Rapid City, SD reported total assets of $67M, total deposits of $43M and net loans of $61M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.30%, a return on equity of 13.61%, a net interest margin of 5.03%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $67M | $43M | $61M | 2.30% | 13.61% | 5.03% |
| Q2 2026 | $64M | $41M | $58M | 2.31% | 13.65% | 4.99% |
| Q1 2026 | $66M | $44M | $57M | 2.16% | 13.03% | 4.86% |
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