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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2024-06-30 | 1,166,564 | 1,039,987 | 837,823 | 0.95 | 9.80 | 4.48 |
| 2024-09-30 | 1,064,866 | 932,519 | 825,983 | 1.33 | 13.04 | 4.70 |
| 2024-12-31 | 1,001,535 | 868,800 | 824,322 | 1.36 | 12.84 | 4.88 |
| 2025-03-31 | 1,131,393 | 996,307 | 833,312 | 1.66 | 14.38 | 5.19 |
| 2025-06-30 | 1,108,804 | 973,789 | 844,205 | 1.54 | 13.40 | 5.30 |
| 2025-09-30 | 1,096,700 | 959,750 | 858,839 | 1.67 | 14.45 | 5.37 |
| 2025-12-31 | 1,109,740 | 961,505 | 884,329 | 2.29 | 19.87 | 5.40 |
| 2026-03-31 | 1,253,608 | 1,107,733 | 869,971 | 1.63 | 14.74 | 5.02 |
| 2026-06-30 | 1,239,358 | 1,091,487 | 839,014 | 1.58 | 14.35 | 4.93 |
11 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-04-01 | 1 | 319458 | 427353 |
| 2019-10-26 | 1 | 186856 | 427353 |
| 2012-07-01 | 1 | 2981813 | 427353 |
| 2000-03-12 | 1 | 528054 | 427353 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.