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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Wahoo, NE · FDIC certificate #5486
FIRSTBANK OF NEBRASKA is an FDIC-insured institution based in Wahoo, NE (FDIC certificate #5486). In its Q3 2026 Call Report it reported total assets of $469M, total deposits of $364M and net loans of $235M. Its primary federal regulator is FED.
Plain-language readout
FIRSTBANK OF NEBRASKA has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $498M in Q2 2026 and were lowest at $469M in Q3 2026.
Total deposits were highest at $390M in Q2 2026 and lowest at $364M in Q3 2026.
Over the whole period total assets fell 0.3%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $469M | $364M | $235M | 1.88% | 21.46% | 3.05% |
| Q2 2026 | $498M | $390M | $234M | 1.85% | 19.97% | 2.99% |
| Q1 2026 | $470M | $376M | $228M | 1.70% | 18.45% | 2.93% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $25.0M | $5.5M | +$19.5M | +355.5% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $224.3M | $221.8M | +$2.4M | +1.1% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $233.7M | $227.9M | +$5.8M | +2.6% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.6M | $1.6M | -$26K | -1.6% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $1.0M | $1.0M | $0K | 0.0% |
| All other assets | $12.5M | $12.5M | -$11K | -0.1% |
| Total assets | $498.1M | $470.3M | +$27.8M | +5.9% |
| Liabilities | ||||
| Total deposits | $390.1M | $376.0M | +$14.0M | +3.7% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $43.3M | $30.8M | +$12.5M | +40.6% |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $15.0M | $18.5M | -$3.5M | -19.0% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $3.5M | $3.9M | -$458K | -11.7% |
| Total liabilities | $451.9M | $429.3M | +$22.6M | +5.3% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $678K | $678K | $0K | 0.0% |
| Surplus | $27.3M | $27.3M | $0K | 0.0% |
| Retained earnings | $27.9M | $25.5M | +$2.4M | +9.5% |
| Accumulated other comprehensive income | -$9.7M | -$12.5M | +$2.8M | +22.3% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $46.2M | $41.0M | +$5.2M | +12.7% |
| Credit and capital | ||||
| Gross nonperforming assets | $2.1M | $3.0M | -$902K | -29.9% |
| Adjusted nonperforming assets | $2.1M | $3.0M | -$902K | -29.9% |
| Tangible equity plus allowance | $48.8M | $43.5M | +$5.2M | +12.0% |
| Texas ratio (gross) | 4.34% | 6.93% | -2.59 pts | See points |
| Texas ratio (adjusted) | 4.34% | 6.93% | -2.59 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 4.34% | 6.93% | -2.59 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 11.19% | 10.95% | +0.24 pts | See points |
| Construction and land loans to total capital | 15.93% | 16.14% | -0.21 pts | See points |
| Commercial real estate to total capital | 38.62% | 38.29% | +0.33 pts | See points |
| Dividend payout, year to date | 112.38% | 248.02% | -135.63 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -17.70% | -23.84% | +6.14 pts | See points |
| Liquidity | ||||
| Core deposits | $278.6M | $275.2M | +$3.4M | +1.2% |
| Non-core funding | $169.8M | $150.2M | +$19.6M | +13.1% |
| Loans to core deposits | 85.19% | 84.12% | +1.07 pts | See points |
| Loans to deposits | 60.84% | 61.56% | -0.72 pts | See points |
| Brokered deposits share of deposits | 12.00% | 12.64% | -0.64 pts | See points |
| Pledged securities share of securities | 63.34% | 53.07% | +10.27 pts | See points |
| Loans pledged, share of loans | 58.09% | 60.82% | -2.73 pts | See points |
| Volatile liabilities | $187.0M | $167.3M | +$19.6M | +11.7% |
| Earnings | ||||
| Earnings before provision, year to date | $4.5M | $2.1M | +$2.4M | +113.7% |
| Earnings before provision, single quarter | $2.4M | $2.1M | +$291K | +13.7% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 6.94% | 6.65% | +0.29 pts | See points |
| Yield on interest-bearing balances due from banks | 3.26% | 0.00% | +3.26 pts | See points |
| Total interest income to average assets | 5.07% | 4.90% | +0.17 pts | See points |
| Cost of interest-bearing transaction accounts | 0.24% | 0.24% | -0.00 pts | See points |
| Cost of savings and money market deposits | 1.91% | 1.82% | +0.09 pts | See points |
| Cost of time deposits | 3.62% | 3.66% | -0.03 pts | See points |
| Total interest expense to average assets | 2.16% | 2.13% | +0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $469M | $364M | $235M | 1.88% | 21.46% | 3.05% |
| 2026-06-30 | $498M | $390M | $234M | 1.85% | 19.97% | 2.99% |
| 2026-03-31 | $470M | $376M | $228M | 1.70% | 18.45% | 2.93% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $361.8M | 0.39% | 51 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.