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Regulatory profile
Rochester, NY · FDIC certificate #659 · RSSD 601416
FIVE STAR BANK is an FDIC-insured institution based in Rochester, NY (FDIC certificate #659). In its Q2 2026 Call Report it reported total assets of $6.3B, total deposits of $5.3B and net loans of $4.7B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for FIVE STAR BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.72% |
|---|---|
| Equity to assets | 10.81% |
| Noncurrent loans ratio | 0.82% |
| Nonaccrual loans ratio | 0.81% |
| Loan to deposit ratio | 89.56% |
| Liquid assets ratio | 17.19% |
| Brokered deposit ratio | 3.10% |
| Total deposits | $5.3B |
| Net loans and leases | $4.7B |