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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Flanagan, IL · FDIC certificate #11734
FLANAGAN STATE BANK is an FDIC-insured institution based in Flanagan, IL (FDIC certificate #11734). In its Q3 2026 Call Report it reported total assets of $312M, total deposits of $276M and net loans of $197M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FLANAGAN STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $276M |
|---|---|
| Net loans and leases | $197M |
Plain-language readout
FLANAGAN STATE BANK in Flanagan, IL funds its loans with $276M of deposits and holds $197M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FLANAGAN STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 71.09% in Q3 2026, against 62.55% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $197M | $276M | 71.09% |
| Q2 2026 | $182M | $277M | 65.65% |
| Q1 2026 | $182M | $290M | 62.55% |