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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Fontanelle, IA · FDIC certificate #954
FNB BANK is an FDIC-insured institution based in Fontanelle, IA (FDIC certificate #954). In its Q3 2026 Call Report it reported total assets of $287M, total deposits of $238M and net loans of $224M. Its primary federal regulator is FED.
Reported facts
FNB BANK (FDIC certificate #954) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $287M |
|---|---|
| Total deposits | $238M |
| Net loans and leases | $224M |
| Return on assets | 2.03% |
| Return on equity | 13.09% |
| Net interest margin | 4.20% |
| Quarterly asset change | 4.52% |
| Quarterly deposit change | 12.51% |
Plain-language readout
FNB BANK in Fontanelle, IA reported total assets of $287M, total deposits of $238M and net loans of $224M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.03%, a return on equity of 13.09%, a net interest margin of 4.20%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $287M | $238M | $224M | 2.03% | 13.09% | 4.20% |
| Q2 2026 | $275M | $211M | $223M | 2.03% | 13.01% | 4.22% |
| Q1 2026 | $277M | $221M | $222M | 2.05% | 13.24% | 4.14% |
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