Regulatory profile
Mayfield, KY · FDIC certificate #2759
FNB BANK INC is an FDIC-insured institution based in Mayfield, KY (FDIC certificate #2759). In its Q3 2026 Call Report it reported total assets of $765M, total deposits of $704M and net loans of $512M. Its primary federal regulator is FDIC.
Reported facts
FNB BANK INC (FDIC certificate #2759) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $765M |
|---|---|
| Total deposits | $704M |
| Net loans and leases | $512M |
| Return on assets | 1.21% |
| Return on equity | 15.66% |
| Net interest margin | 3.60% |
| Quarterly asset change | -0.65% |
| Quarterly deposit change | -0.34% |
Plain-language readout
FNB BANK INC in Mayfield, KY reported total assets of $765M, total deposits of $704M and net loans of $512M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.21%, a return on equity of 15.66%, a net interest margin of 3.60%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $765M | $704M | $512M | 1.21% | 15.66% | 3.60% |
| Q2 2026 | $770M | $706M | $508M | 1.23% | 15.74% | 3.52% |
| Q1 2026 | $766M | $702M | $496M | 1.31% | 16.63% | 3.46% |
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