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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Oxford, MS · FDIC certificate #5005
FNB OXFORD BANK is an FDIC-insured institution based in Oxford, MS (FDIC certificate #5005). In its Q3 2026 Call Report it reported total assets of $924M, total deposits of $760M and net loans of $564M. Its primary federal regulator is FED.
Reported facts
FNB OXFORD BANK (FDIC certificate #5005) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $924M |
|---|---|
| Total deposits | $760M |
| Net loans and leases | $564M |
| Return on assets | 0.89% |
| Return on equity | 7.94% |
| Net interest margin | 3.07% |
| Quarterly asset change | -1.62% |
| Quarterly deposit change | -3.44% |
Plain-language readout
FNB OXFORD BANK in Oxford, MS reported total assets of $924M, total deposits of $760M and net loans of $564M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.89%, a return on equity of 7.94%, a net interest margin of 3.07%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $924M | $760M | $564M | 0.89% | 7.94% | 3.07% |
| Q2 2026 | $940M | $787M | $527M | 0.83% | 7.40% | 2.98% |
| Q1 2026 | $931M | $792M | $510M | 0.82% | 7.36% | 2.95% |
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