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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Oxford, MS · FDIC certificate #5005
FNB OXFORD BANK is an FDIC-insured institution based in Oxford, MS (FDIC certificate #5005). In its Q3 2026 Call Report it reported total assets of $924M, total deposits of $760M and net loans of $564M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for FNB OXFORD BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $760M |
|---|---|
| Net loans and leases | $564M |
Plain-language readout
FNB OXFORD BANK in Oxford, MS funds its loans with $760M of deposits and holds $564M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FNB OXFORD BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 74.16% in Q3 2026, against 64.42% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $564M | $760M | 74.16% |
| Q2 2026 | $527M | $787M | 66.96% |
| Q1 2026 | $510M | $792M | 64.42% |