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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Ash Flat, AR · FDIC certificate #1294
FNBC BANK is an FDIC-insured institution based in Ash Flat, AR (FDIC certificate #1294). In its Q3 2026 Call Report it reported total assets of $857M, total deposits of $707M and net loans of $622M. Its primary federal regulator is FED.
Reported facts
FNBC BANK (FDIC certificate #1294) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $857M |
|---|---|
| Total deposits | $707M |
| Net loans and leases | $622M |
| Return on assets | 1.56% |
| Return on equity | 20.74% |
| Net interest margin | 4.44% |
| Quarterly asset change | 1.62% |
| Quarterly deposit change | 0.38% |
Plain-language readout
FNBC BANK in Ash Flat, AR reported total assets of $857M, total deposits of $707M and net loans of $622M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.56%, a return on equity of 20.74%, a net interest margin of 4.44%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $857M | $707M | $622M | 1.56% | 20.74% | 4.44% |
| Q2 2026 | $843M | $704M | $603M | 1.60% | 20.71% | 4.42% |
| Q1 2026 | $844M | $690M | $596M | 1.52% | 20.21% | 4.28% |
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