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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

FORCHT BANK NATIONAL ASSN

FDIC #57415 · KY · period 20260630

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Total assets1,009,423-2.84% YoY

Total deposits803,488-3.14% YoY

Net loans and leases565,836-2.40% YoY

Return on assets0.90%+9.95% YoY

Return on equity6.20%-1.43% YoY

Net interest margin3.88%+2.40% YoY

Peer position

Return on assets17thopportunity · n=902

Return on equity23rdopportunity · n=894

Net interest margin25thopportunity · n=902

Equity to assets20thopportunity · n=894

Noncurrent loans92ndstrength · n=887

Liquid assets63rdin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits76thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-06-30	1,009,423	803,488	565,836	0.90	6.20	3.88
2016-09-30	1,009,100	814,911	587,186	0.97	6.75	3.85
2016-12-31	1,027,532	818,753	566,769	0.97	6.87	3.82
2017-03-31	1,033,221	853,609	569,239	0.84	6.51	3.77
2017-06-30	1,038,956	829,506	579,775	0.82	6.29	3.79
2017-09-30	1,026,519	825,292	578,243	0.89	6.74	3.83
2017-12-31	1,056,164	833,204	573,980	0.87	6.64	3.84
2018-03-31	1,051,192	872,503	581,852	0.59	4.66	3.72
2018-06-30	1,049,508	850,638	608,977	0.64	5.02	3.82
2018-09-30	1,048,876	815,938	634,046	0.69	5.40	3.89
2018-12-31	1,240,722	929,878	793,124	0.64	5.13	3.84
2019-03-31	1,252,081	934,460	816,240	0.59	4.82	3.78
2019-06-30	1,267,880	941,517	853,609	0.59	4.76	3.78
2019-09-30	1,225,747	938,028	859,947	0.61	4.83	3.82
2019-12-31	1,208,947	938,588	864,565	0.61	4.80	3.86
2020-03-31	1,250,131	980,864	857,666	0.62	4.68	3.93
2020-06-30	1,384,821	1,112,452	901,150	0.58	4.56	3.73
2020-09-30	1,431,428	1,159,066	916,144	0.54	4.35	3.61
2020-12-31	1,432,367	1,223,720	855,340	0.53	4.30	3.59
2021-03-31	1,499,362	1,295,350	848,229	0.67	5.95	3.23
2021-06-30	1,501,917	1,294,785	837,785	0.63	5.64	3.25
2021-09-30	1,524,856	1,314,397	831,010	0.67	5.96	3.23
2021-12-31	1,509,253	1,331,611	824,057	0.66	5.95	3.24
2022-03-31	1,517,961	1,354,758	836,243	0.61	5.86	3.05
2022-06-30	1,504,084	1,353,543	860,570	0.59	5.87	3.13
2022-09-30	1,506,975	1,329,092	911,410	0.66	6.86	3.23
2022-12-31	1,501,392	1,293,609	950,716	0.66	7.06	3.28
2023-03-31	1,511,166	1,322,010	986,120	0.54	6.12	3.32
2023-06-30	1,494,641	1,294,098	993,292	0.49	5.66	3.31
2023-09-30	1,523,632	1,288,951	1,018,368	0.48	5.58	3.26
2023-12-31	1,536,361	1,300,450	1,057,710	0.39	4.53	3.18
2024-03-31	1,548,065	1,315,272	1,080,502	0.41	4.85	2.97
2024-06-30	1,557,705	1,328,726	1,097,713	0.37	4.41	2.95
2024-09-30	1,567,798	1,347,743	1,100,619	0.38	4.39	2.91
2024-12-31	1,567,006	1,395,913	1,106,923	0.36	4.21	2.92
2025-03-31	1,539,852	1,391,702	1,086,030	-0.11	-1.22	3.00
2025-06-30	1,547,839	1,375,408	1,100,010	0.21	2.44	3.03
2025-09-30	1,556,029	1,402,775	1,078,139	0.35	4.00	3.04
2025-12-31	1,652,914	1,494,746	1,091,396	0.41	4.66	3.05
2026-03-31	1,652,652	1,495,717	1,106,859	0.61	7.00	3.14
2026-06-30	1,645,945	1,487,724	1,117,852	0.74	8.45	3.26

Structure and branch footprint

23 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2018-11-01	1	445777	3141726
2014-10-18	1	489016	3141726
2007-12-31	1	843711	3141726
2007-12-31	1	1392542	3141726
2007-12-31	1	1824324	3141726
2007-12-31	1	2479927	3141726
2007-12-31	1	2598275	3141726
2007-12-31	1	2727619	3141726
2007-12-31	1	427915	3141726
2007-12-31	1	3021435	3141726
2007-12-31	1	517348	3141726

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.