Regulatory profile
Lexington, KY · FDIC certificate #57415 · RSSD 3141726
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.5B | $1.1B | 0.74% | 8.45% | 3.26% |
| 2026-03-31 | $1.7B | $1.5B | $1.1B | 0.61% | 7.00% | 3.14% |
| 2025-12-31 | $1.7B | $1.5B | $1.1B | 0.41% | 4.66% | 3.05% |
| 2025-09-30 | $1.6B | $1.4B | $1.1B | 0.35% | 4.00% | 3.04% |
| 2025-06-30 | $1.5B | $1.4B | $1.1B | 0.21% | 2.44% | 3.03% |
| 2025-03-31 | $1.5B | $1.4B | $1.1B | -0.11% | -1.22% | 3.00% |
| 2024-12-31 | $1.6B | $1.4B | $1.1B | 0.36% | 4.21% | 2.92% |
| 2024-09-30 | $1.6B | $1.3B | $1.1B | 0.38% | 4.39% | 2.91% |
| 2024-06-30 | $1.6B | $1.3B | $1.1B | 0.37% | 4.41% | 2.95% |
| 2024-03-31 | $1.5B | $1.3B | $1.1B | 0.41% | 4.85% | 2.97% |
| 2023-12-31 | $1.5B | $1.3B | $1.1B | 0.39% | 4.53% | 3.18% |
| 2023-09-30 | $1.5B | $1.3B | $1.0B | 0.48% | 5.58% | 3.26% |
| 2023-06-30 | $1.5B | $1.3B | $1.0B | 0.49% | 5.66% | 3.31% |
| 2023-03-31 | $1.5B | $1.3B | $1.0B | 0.54% | 6.12% | 3.32% |
| 2022-12-31 | $1.5B | $1.3B | $1.0B | 0.66% | 7.06% | 3.28% |
| 2022-09-30 | $1.5B | $1.3B | $0.9B | 0.66% | 6.86% | 3.23% |
| 2022-06-30 | $1.5B | $1.4B | $0.9B | 0.59% | 5.87% | 3.13% |
| 2022-03-31 | $1.5B | $1.4B | $0.8B | 0.61% | 5.86% | 3.05% |
| 2021-12-31 | $1.5B | $1.3B | $0.8B | 0.66% | 5.95% | 3.24% |
| 2021-09-30 | $1.5B | $1.3B | $0.8B | 0.67% | 5.96% | 3.23% |
| 2021-06-30 | $1.5B | $1.3B | $0.8B | 0.63% | 5.64% | 3.25% |
| 2021-03-31 | $1.5B | $1.3B | $0.8B | 0.67% | 5.95% | 3.23% |
| 2020-12-31 | $1.4B | $1.2B | $0.9B | 0.53% | 4.30% | 3.59% |
| 2020-09-30 | $1.4B | $1.2B | $0.9B | 0.54% | 4.35% | 3.61% |
| 2020-06-30 | $1.4B | $1.1B | $0.9B | 0.58% | 4.56% | 3.73% |
| 2020-03-31 | $1.3B | $1.0B | $0.9B | 0.62% | 4.68% | 3.93% |
| 2019-12-31 | $1.2B | $0.9B | $0.9B | 0.61% | 4.80% | 3.86% |
| 2019-09-30 | $1.2B | $0.9B | $0.9B | 0.61% | 4.83% | 3.82% |
| 2019-06-30 | $1.3B | $0.9B | $0.9B | 0.59% | 4.76% | 3.78% |
| 2019-03-31 | $1.3B | $0.9B | $0.8B | 0.59% | 4.82% | 3.78% |
| 2018-12-31 | $1.2B | $0.9B | $0.8B | 0.64% | 5.13% | 3.84% |
| 2018-09-30 | $1.0B | $0.8B | $0.6B | 0.69% | 5.40% | 3.89% |
| 2018-06-30 | $1.0B | $0.9B | $0.6B | 0.64% | 5.02% | 3.82% |
| 2018-03-31 | $1.1B | $0.9B | $0.6B | 0.59% | 4.66% | 3.72% |
| 2017-12-31 | $1.1B | $0.8B | $0.6B | 0.87% | 6.64% | 3.84% |
| 2017-09-30 | $1.0B | $0.8B | $0.6B | 0.89% | 6.74% | 3.83% |
| 2017-06-30 | $1.0B | $0.8B | $0.6B | 0.82% | 6.29% | 3.79% |
| 2017-03-31 | $1.0B | $0.9B | $0.6B | 0.84% | 6.51% | 3.77% |
| 2016-12-31 | $1.0B | $0.8B | $0.6B | 0.97% | 6.87% | 3.82% |
| 2016-09-30 | $1.0B | $0.8B | $0.6B | 0.97% | 6.75% | 3.85% |
| 2016-06-30 | $1.0B | $0.8B | $0.6B | 0.90% | 6.20% | 3.88% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3446346 · 2006-07-21 to current
2018-11-01RSSD 445777 → 3141726 · code 1
2014-10-18RSSD 489016 → 3141726 · code 1
2007-12-31RSSD 2598275 → 3141726 · code 1
2007-12-31RSSD 2479927 → 3141726 · code 1
2007-12-31RSSD 1824324 → 3141726 · code 1
2007-12-31RSSD 1392542 → 3141726 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.