Regulatory profile
Altus, OK · FDIC certificate #4031
FRAZER BANK is an FDIC-insured institution based in Altus, OK (FDIC certificate #4031). In its Q3 2026 Call Report it reported total assets of $331M, total deposits of $296M and net loans of $201M. Its primary federal regulator is FED.
Reported facts
FRAZER BANK (FDIC certificate #4031) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $331M |
|---|---|
| Total deposits | $296M |
| Net loans and leases | $201M |
| Return on assets | 0.60% |
| Return on equity | 5.84% |
| Net interest margin | 3.40% |
| Quarterly asset change | -6.50% |
| Quarterly deposit change | -6.64% |
Plain-language readout
FRAZER BANK in Altus, OK reported total assets of $331M, total deposits of $296M and net loans of $201M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.60%, a return on equity of 5.84%, a net interest margin of 3.40%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $331M | $296M | $201M | 0.60% | 5.84% | 3.40% |
| Q2 2026 | $354M | $317M | $193M | 0.51% | 5.05% | 3.31% |
| Q1 2026 | $364M | $328M | $192M | 0.70% | 6.91% | 3.23% |
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