Regulatory profile
West Des Moines, IA · FDIC certificate #35031
FREEDOM FINANCIAL BANK is an FDIC-insured institution based in West Des Moines, IA (FDIC certificate #35031). In its Q3 2026 Call Report it reported total assets of $262M, total deposits of $209M and net loans of $216M. Its primary federal regulator is FED.
Reported facts
FREEDOM FINANCIAL BANK (FDIC certificate #35031) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $262M |
|---|---|
| Total deposits | $209M |
| Net loans and leases | $216M |
| Return on assets | 1.40% |
| Return on equity | 15.00% |
| Net interest margin | 3.16% |
| Quarterly asset change | -2.68% |
| Quarterly deposit change | 1.13% |
Plain-language readout
FREEDOM FINANCIAL BANK in West Des Moines, IA reported total assets of $262M, total deposits of $209M and net loans of $216M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.40%, a return on equity of 15.00%, a net interest margin of 3.16%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $262M | $209M | $216M | 1.40% | 15.00% | 3.16% |
| Q2 2026 | $269M | $206M | $222M | 1.33% | 14.47% | 3.08% |
| Q1 2026 | $270M | $200M | $227M | 1.23% | 13.40% | 3.01% |
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