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Data through Q3 2026 · 4,200 institutions
Regulatory profile
West Des Moines, IA · FDIC certificate #35031
FREEDOM FINANCIAL BANK is an FDIC-insured institution based in West Des Moines, IA (FDIC certificate #35031). In its Q3 2026 Call Report it reported total assets of $262M, total deposits of $209M and net loans of $216M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for FREEDOM FINANCIAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $209M |
|---|---|
| Net loans and leases | $216M |
Plain-language readout
FREEDOM FINANCIAL BANK in West Des Moines, IA funds its loans with $209M of deposits and holds $216M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FREEDOM FINANCIAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 103.50% in Q3 2026, against 113.68% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $216M | $209M | 103.50% |
| Q2 2026 | $222M | $206M | 107.75% |
| Q1 2026 | $227M | $200M | 113.68% |