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Regulatory profile
Elgin, TX · FDIC certificate #58509 · RSSD 3472046
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $0.9B | $0.9B | 1.89% | 19.54% | 4.58% |
| 2026-03-31 | $1.1B | $0.9B | $0.9B | 1.76% | 18.35% | 4.44% |
| 2025-12-31 | $1.0B | $0.9B | $0.8B | 1.65% | 17.74% | 4.40% |
| 2025-09-30 | $1.0B | $0.9B | $0.8B | 1.61% | 17.44% | 4.34% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 4721291 · 2014-10-01 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.