Regulatory profile
Scottsdale, AZ · FDIC certificate #59273
GAINEY BUSINESS BANK is an FDIC-insured institution based in Scottsdale, AZ (FDIC certificate #59273). In its Q3 2026 Call Report it reported total assets of $123M, total deposits of $109M and net loans of $108M. Its primary federal regulator is FDIC.
Reported facts
GAINEY BUSINESS BANK (FDIC certificate #59273) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $123M |
|---|---|
| Total deposits | $109M |
| Net loans and leases | $108M |
| Return on assets | -0.19% |
| Return on equity | -1.92% |
| Net interest margin | 4.57% |
| Quarterly asset change | 15.59% |
| Quarterly deposit change | 21.17% |
Plain-language readout
GAINEY BUSINESS BANK in Scottsdale, AZ reported total assets of $123M, total deposits of $109M and net loans of $108M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.19%, a return on equity of -1.92%, a net interest margin of 4.57%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $123M | $109M | $108M | -0.19% | -1.92% | 4.57% |
| Q2 2026 | $107M | $90M | $95M | -0.07% | -0.74% | 4.56% |
| Q1 2026 | $103M | $94M | $92M | -0.62% | -8.06% | 4.53% |
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