Regulatory profile
Fargo, ND · FDIC certificate #27774 · RSSD 657271
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.0B | $3.6B | $3.0B | 0.85% | 9.30% | 3.70% |
| 2026-03-31 | $4.0B | $3.6B | $2.9B | 0.82% | 9.05% | 3.62% |
| 2025-12-31 | $4.0B | $3.6B | $2.9B | 0.60% | 6.77% | 3.44% |
| 2025-09-30 | $3.8B | $3.4B | $2.9B | 0.56% | 6.33% | 3.38% |
| 2025-06-30 | $3.8B | $3.3B | $2.9B | 0.48% | 5.49% | 3.31% |
| 2025-03-31 | $3.8B | $3.4B | $2.9B | 0.44% | 5.03% | 3.13% |
| 2024-12-31 | $3.8B | $3.3B | $2.9B | 0.32% | 3.61% | 2.96% |
| 2024-09-30 | $3.7B | $3.2B | $2.9B | 0.27% | 3.08% | 2.91% |
| 2024-06-30 | $3.6B | $3.1B | $2.9B | 0.28% | 3.16% | 2.87% |
| 2024-03-31 | $3.5B | $3.0B | $2.8B | 0.32% | 3.56% | 2.80% |
| 2023-12-31 | $3.5B | $2.9B | $2.8B | 0.41% | 4.67% | 2.89% |
| 2023-09-30 | $3.5B | $2.9B | $2.8B | 0.46% | 5.31% | 2.90% |
| 2023-06-30 | $3.4B | $2.9B | $2.8B | 0.46% | 5.22% | 2.91% |
| 2023-03-31 | $3.4B | $2.9B | $2.7B | 0.35% | 3.96% | 2.91% |
| 2022-12-31 | $3.4B | $2.9B | $2.7B | 0.63% | 6.99% | 2.92% |
| 2022-09-30 | $3.3B | $2.9B | $2.6B | 0.56% | 6.19% | 2.86% |
| 2022-06-30 | $3.3B | $2.9B | $2.4B | 0.51% | 5.50% | 2.74% |
| 2022-03-31 | $3.3B | $2.9B | $2.3B | 0.40% | 4.25% | 2.60% |
| 2021-12-31 | $3.2B | $2.8B | $2.2B | 0.62% | 6.15% | 2.77% |
| 2021-09-30 | $3.1B | $2.7B | $2.2B | 0.68% | 6.74% | 2.80% |
| 2021-06-30 | $3.0B | $2.6B | $2.2B | 0.70% | 6.85% | 2.77% |
| 2021-03-31 | $3.0B | $2.6B | $2.2B | 0.89% | 8.66% | 2.75% |
| 2020-12-31 | $2.8B | $2.4B | $2.2B | 0.94% | 8.61% | 3.21% |
| 2020-09-30 | $2.6B | $2.3B | $2.2B | 1.09% | 9.94% | 3.24% |
| 2020-06-30 | $2.6B | $2.2B | $2.2B | 0.78% | 7.13% | 3.25% |
| 2020-03-31 | $2.5B | $2.0B | $2.1B | 0.61% | 5.53% | 3.25% |
| 2019-12-31 | $2.4B | $2.0B | $2.1B | 0.87% | 7.79% | 3.27% |
| 2019-09-30 | $2.3B | $2.0B | $2.1B | 0.86% | 7.75% | 3.27% |
| 2019-06-30 | $2.3B | $1.9B | $2.0B | 0.78% | 7.08% | 3.23% |
| 2019-03-31 | $2.3B | $1.9B | $2.0B | 0.75% | 6.83% | 3.19% |
| 2018-12-31 | $2.2B | $1.9B | $2.0B | 0.62% | 5.64% | 3.13% |
| 2018-09-30 | $2.2B | $1.9B | $2.0B | 0.58% | 5.28% | 3.11% |
| 2018-06-30 | $2.2B | $1.8B | $1.9B | 0.54% | 4.83% | 3.09% |
| 2018-03-31 | $2.1B | $1.8B | $1.9B | 0.46% | 4.12% | 3.07% |
| 2017-12-31 | $2.1B | $1.8B | $1.8B | 0.67% | 6.00% | 3.11% |
| 2017-09-30 | $2.1B | $1.7B | $1.8B | 0.58% | 5.18% | 3.08% |
| 2017-06-30 | $2.0B | $1.7B | $1.8B | 0.53% | 4.72% | 3.05% |
| 2017-03-31 | $2.0B | $1.7B | $1.7B | 0.44% | 3.91% | 3.03% |
| 2016-12-31 | $2.0B | $1.7B | $1.7B | 0.66% | 5.87% | 3.06% |
| 2016-09-30 | $1.9B | $1.7B | $1.7B | 0.69% | 6.17% | 3.04% |
| 2016-06-30 | $1.9B | $1.6B | $1.6B | 0.67% | 6.02% | 3.02% |
| 2016-03-31 | $1.9B | $1.7B | $1.6B | 0.66% | 5.98% | 2.98% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
None matched.
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.